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Airtime subscriptions

Simple weekly, monthly or yearly plans — paid with airtime, no bank needed.

What it is

Farmers subscribe to M-Tacab and pay through airtime deduction, with a fallback to bundle reduction when airtime is low. Plans are weekly, monthly or yearly. The Hormuud telecom partnership makes recurring micro-payments practical where cards and banks are not.

This service is operational today.

Delivered over

USSDSMSIVR · VoiceWeb portal

Who it’s for

  • Self-paying farmers
  • Sponsored beneficiaries
  • Programs subsidising access

How it works

1

Choose a plan

Weekly, monthly or yearly — over USSD.

2

Pay with airtime

Billed by airtime deduction; low-balance fallback to bundles.

3

Stay active

Advisory, weather and alerts keep flowing.

4

Get sponsored

Programs can sponsor access, with farmers graduating to paying later.

What you get

  • Inclusive, low-friction payment
  • No bank or card required
  • Predictable, recurring access
  • A sustainable revenue base

Questions, answered

How do farmers pay without a bank?

Through airtime deduction enabled by the Hormuud telecom partnership, with bundle fallback at low balance.

What is the graduation model?

Programs sponsor farmers during a project; once they see value, farmers convert to paying subscribers.

Is billing live?

Yes — subscription billing is operational today.

See it working

Open the live M-Tacab demo and experience this in context — no signup required.

Explore more

Figures reflect M-Tacab's live platform (June 2026). Modules tagged “Ready to deploy” are built and activated when a partner commits.